Cacpe- Loja offers you a special line of credit to buy, build, reparations, remodeling or improvement of your home, as well as financing the purchase of the land to build your home.
- Requirements
- Conditions
- Mortgage Guarantee Requirements
- For construction purpose, include the following
- Open the savings account and deposit the contribution certificate fee
- Ecuador's identity card and voting document
- Credit form filled with the correct information
- Mortgage Guarantee
- Proof of income (Payrolls, work certificates, work contract, rental contracts, payment agreements, tax returns, etc.)
- Maximum amount USD$70.000,00
- Time limit 72 months
- Certification from the “Registry Property offices”, for the last 15 years, with the boundaries and owner(s) name(s) updated
- Notarized copy of the property´s deed, to be used for the mortgage
- No debts with the Local Municipality Certification
- Property tax payment receipt, updated
- Cadastral certificate issued by the Municipality
- Appraisal of the property carried out by a professional
- Mortgage deed in favor of CACPE-LOJA
- Construction plans approved by the Municipality
- Building license